The Social Security Administration uses a schedule where checks are deposited on the second, third, or fourth Wednesday of each month, depending on your date of birth. For example, if you were born on the
1st–10th of the month: Expect your Social Security check to be deposited on the 2nd Wednesday of each month.
11th–20th of the month: Expect your Social Security check to be deposited on the 3rd Wednesday of each month.
21st–31st of the month: Expect your Social Security check to be deposited on the 4th Wednesday of each month.
The dates above apply to benefits that are directly deposited into your bank account.
SSI recipients typically receive their payments on the first day of the month. If that day is a weekend or holiday, however, then they’ll get the payment on the business day immediately preceding the first of the month.
Individuals who receive both Social Security Disability Insurance and SSI payments, or those who started receiving Social Security before May 1997, will receive payments on the third day of the month. If that’s a weekend or holiday, then the payment is made the preceding business day.